Our Story

Bridging the Gap Between Farmers and Finance

FarmCredit is on a mission to transform agricultural finance in Nigeria by providing innovative credit solutions for youth farmers.

Our Mission

To empower Nigerian youth farmers by providing accessible financial services and educational resources that enable them to build sustainable agricultural businesses and achieve financial independence.

Our Vision

A Nigeria where every youth farmer has the financial resources and knowledge needed to thrive, contributing to food security, economic growth, and rural development across the country.

Nigerian farmers working in a field

Empowering the Future of Agriculture

Building sustainable farming businesses across Nigeria

Since 2020

Transforming agricultural finance in Nigeria

Our Story

FarmCredit was born out of a deep understanding of the challenges faced by Nigerian youth farmers.

In 2020, a few of us four developers came together after constantly hearing the same story from farmers around us — they had the drive, the skills, and the land, but no access to funding. Traditional lenders saw them as too risky, no credit history, no collateral. But we saw potential.

We knew there had to be a better way. So we built FarmCredit, a platform that uses alternative data to evaluate farmers' creditworthiness and connect them with lenders willing to believe in more than just paperwork.

What started as a simple idea has grown into something much bigger. Today, FarmCredit is not just about loans, it's about empowerment. We're helping farmers take control of their futures, one harvest at a time.

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Idea Conception

2020

FarmCredit was conceived as a solution to address the financing gap faced by Nigerian youth farmers.

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Initial Research

2021

Conducted extensive research on agricultural finance and credit scoring models for smallholder farmers.

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Platform Development

2022

Developed and tested the initial version of the FarmCredit platform with a focus on user experience.

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Official Launch

2023

Launched the FarmCredit platform to the public, enabling Nigerian youth farmers to access credit.

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Expansion

2024

Expanded services to include educational resources and partnerships with more financial institutions.

Our Impact

The difference we're making in Nigerian agriculture

10,000+
Registered Farmers
Active users across Nigeria
₦500M+
Loans Facilitated
Capital deployed to farmers
25+
Financial Partners
Trusted institutions
32
Nigerian States Covered
Nationwide presence

Our Core Values

The principles that guide our work and decision-making

Accessibility

Making financial services accessible to all Nigerian farmers regardless of location or background.

Innovation

Continuously developing innovative solutions to address the unique challenges of agricultural finance.

Transparency

Maintaining transparent processes in credit scoring and loan facilitation.

Empowerment

Empowering farmers with knowledge and resources to build sustainable agricultural businesses.

Collaboration

Working closely with farmers, financial institutions, and government agencies to create effective solutions.

Integrity

Upholding the highest standards of integrity in all our operations and partnerships.

Our Partners

Organizations that collaborate with us to support Nigerian farmers

AgriBank logo
AgriBank
FarmTech Solutions logo
FarmTech Solutions
GreenGrow Investments logo
GreenGrow Investments
Harvest Finance logo
Harvest Finance
Nigerian Agricultural Council logo
Nigerian Agricultural Council
EcoSeeds logo
EcoSeeds

Join Us in Transforming Nigerian Agriculture

Whether you're a farmer, financial institution, or potential partner, we invite you to be part of our mission to revolutionize agricultural finance in Nigeria.